This is to notify you that pursuant to Repulic Act (R.A) No.9510 and its Implementing Rules and Regulations(IRR),Creating the Credit Information Corporation(CIC) we are mandated to submit your basic credit data(as defined in R.A no. 9510 and its IRR),as well as any regular updates or corrections thereof,to the CIC,and other credit reporting agencies duly accredited by the CIC,for the purpose of establishing your creditworthiness.

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Our Services

Our Mission

  • To fulfill its chosen role as one of the country’s leading financial institution in the future
  • To pursue excellence in providing financial services of distinct value to all its customers
  • To dedicate its best efforts to the interest of all its stakeholders
  • To create a work environment that encourages teamwork, recognizes individual worth and rewards outstanding performance
  • To recognize its role in the community with a genuine spirit of corporate social responsibility

Our Vision

  • Our goal is to help business owners, and their business towards growth. YOU GROW. WE GROW.

The CEIMMARJ Financing Incorporated

Our Humble Beginnings

CEIMMARJ FINANCING INCORPORATED, (CFI for brevity) is a corporation established and duly constituted financing institution which aims to serve as an effective medium for providing, granting, and/or extending credit facilities to consumers and industrial, commercial or agricultural enterprise and alike, whether juridical or otherwise thus assisting the said consumers and security and obtaining for themselves the good benefit, housing and other conveniences of modern day living, and the said enterprises in meeting or financing their capital, developmental, expansion of other needs; as such financial institution, the corporation shall engage in any and all activities connected with or related to its principal business.

June 2003, An Agency is Born

It was incorporated in the Philippines and registered with the Securities and Exchange Commission on June 6, 2003 with a SEC Registration No. CS200308112.The Company’s registered principal and business address is at Unit 409 4th floor Cityland 10, Tower 2, H. V. Dela Costa Street, Salcedo Village, Makati City.

Frequently Asked Questions

How do I apply for a loan?
  • Download the application form on this site, fill out the relevant fields, and submit it along with the necessary requirements to our office.
  • Fill-out the application online, and a representative will contact you either by phone or by email for verification purposes.
  • You may request us to assign a Credit Consultant to assist you through the application process by filling out our online application form or by calling 813 2479.
Do I need to have a Business in order to get a loan?
  • Your business should have been operational for a minimum of one (1) year and you should have daily sales of at least PhP1,000.00.
Is it possible to take out a loan without a checking account?
  • Yes. We have manpower called Credit Consultants to collect your daily installment. We are also accepting post dated checks as installments for clients who wish to pay in weekly installment.
How long will it take for my application to be processed?
  • Processing takes up to 7 business days from the receipt of complete application documents.
How do I find out if my business loan application has been approved?
  • The Credit Consultant assigned to you will contact you immediately once your loan application has been approved.
How do I pay for my amortization?
  • The Credit Consultant assigned to you shall collect your daily installment from Monday to Friday. A Memorandum Circular shall be presented to you in case there will be collection on Saturdays as payment for holidays.
Can I take out a personal loan?
  • We are committed to help the business owners, and their business towards growth. As such, we are only providing business loans.
What is your interest rate?
  • The interest rate is subject to the approval of the credit committee. The rate may vary depending on the following:
  • Non collateral loans, Collateral loans, Length of term, Evaluation of Creditworthiness from your Credit Report at Credit Information Corporation and Loan amount

A Message From The President

We hope to show the true value of our company by committing to help the business owners towards growth. The key is to continued success of our business in the dedication of each member of the company. With our focus firmly set on the goal of providing fast, and reliable business loans to every SME business owners, all of us will gain as our company slogan "You Grow. We Grow".

To achieve this fundamental goal, I am happy to announce our new program "Refer a friend, and get Rewarded". We believe that our client referral should be rewarded for their loyalty to the company by referring their friends to us. We value our clients, we are delighted to see each one of you grow from your small sari-sari store to grocery, and carenderia into a restaurant, or expand your salon, hardware, and junk shop and even branch-out your RTWs shop, drugstore and water station.

Seeing our clients' success is our true happiness.

— President and CEO,

Contact us

Unit 409 Cityland 10 Tower II HV Dela Costa Street corner Valero Street, Salcedo Village, Makati City


Download Application Form

Loan Application Form

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.